You do so many little things to take care of yourself. At Independence Blue Cross, we understand, and we want to help. That's why our Medicare Advantage plans cover a lot more than just doctor and hospital visits.
With a focus on putting our members first, our Keystone 65 HMO plans are rated 5 out of 5 stars — Medicare's highest rating — for 2022. Our Personal Choice SM PPO plans are rated 4.5 out of 5 stars. The Centers for Medicare and Medicaid Services (CMS) Star Ratings measure plan quality in several categories, with customer feedback being a key factor.
We want you to understand how to access all your plan's features, and we've made it easy. The presentations below explain it all in a simple, straightforward way … so you can start taking full advantage of all the services available to you. You can watch each presentation when it premieres, or view it later — at your convenience — in the comfort of your home.
What does your plan cover, and how does your plan work for you? Make sure you understand so you can make well-informed decisions about your health care. Choose your plan type from the options below.
Dental, vision, and hearing benefits are included in your Medicare Advantage plan — with $0 in-network copays for routine exams! Get all the details by watching this presentation. Choose your plan type from the options below.
If your Medicare Advantage plan includes drug (Part D) coverage, find out how you can pay the best possible price on your prescriptions! This presentation explains what you need to know.
Schedule a virtual doctor visit 24/7 with MDLIVE. Use a quarterly allowance to buy eligible over-the-counter items like pain relievers, vitamins, supplements, and more. And see a chiropractor or acupuncturist for a low copay. Find out how these benefits work by watching this presentation.
Members with diabetes and other qualifying conditions can get reduced copays for certain specialist visits and approved insulin products — plus transportation, grocery, and meal assistance. This presentation explains who's eligible, and how these benefits can make taking care of yourself easier and more affordable.
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Website last updated: 12/16/2021
Independence Blue Cross offers Medicare Advantage plans with a Medicare contract. Enrollment in Independence Medicare Advantage plans depends on contract renewal.
Personal Choice 65 PPO is underwritten by QCC Insurance Company. Keystone 65 HMO is underwritten or administered by Keystone Health Plan East. QCC Insurance Company and Keystone Health Plan East are subsidiaries of Independence Blue Cross &mdash independent licensees of the Blue Cross and Blue Shield Association.
Every year, Medicare evaluates plans based on a 5-Star rating system.
MANNA is an independent company and administers our meals program benefit. One Day University is an independent company.
Dental benefits are administered by United Concordia Companies, Inc., an independent company.
Vision benefits are administered by Davis Vision, an independent company. An affiliate of Independence Blue Cross has a financial interest in Visionworks, an independent company.
TruHearing® is a registered trademark of TruHearing, Inc., an independent company.
OptumRx is an Optum® company — an independent company that provides home delivery pharmacy services.
Telemedicine is provided by MDLIVE, an independent company.
Dual-purpose items are medicines and products that can be used for either a medical condition or for general health and well-being. In order to purchase these items under your plan, your personal physician must recommend them to you for a specific diagnosed condition. Please speak to your physician before ordering these items. Items include, but are not limited to, vitamins and minerals, home monitoring and testing, and weight loss items.
The SilverSneakers fitness program is provided by Tivity Health, Inc., an independent company. ©2021. All rights reserved. SilverSneakers is a registered trademark of Tivity Health, Inc. SilverSneakers On-Demand and SilverSneakers GO are trademarks of Tivity Health, Inc. ©2021 Tivity Health, Inc. All rights reserved.
FutureScripts is an independent company that provides pharmacy benefit management services.
Other Pharmacies are available in our network.
Independence Blue Cross complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-877-393-6733 (TTY/TDD: 711). 注意：如果您使用繁體中文，您可以免費獲得語言援助服務. 請致電 1-877-393-6733 (TTY/TDD：711).
© Independence Blue Cross
Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania.
